Wednesday, August 26, 2020

The Poet Essay -- Essay s Papers

The Poet The Poet is about a quest for a sequential executioner that the FBI names â€Å"The Poet† because of this person’s mark of driving the casualties to compose self destruction notes as a statement from Edgar Allen Poe. Jack McEvoy, a paper journalist from Denver, is the sibling of a casualty who was murdered by the Poet. While trying to retaliate for his brother’s demise McEvoy, and the FBI, structure an across the country manhunt looking for this craftiness illusive executioner. The Poet starts with the Rocky Mountain Newspaper journalist Jack McEvoy being educated regarding his twin brother’s self destruction. As two of the investigators from the Denver police division who additionally worked with Sean McEvoy in the Crimes Against Persons unit advise McEvoy of the episode, he quickly has questions about his twin’s affirmed self destruction. Looking to more readily comprehend what his sibling did and what the Denver PD says his sibling jacked, McEvoy chooses to compose a story for the paper about his sibling. Starting here on McEvoy started to find out about fiendishness in another manner. Sean McEvoy was found in his vehicle in a parking garage at Bear Lake, and the recreation center officer who found him came following he heard the shot to discover him dead. The specialists concocted the data that Sean had set the firearm inside his mouth and executed himself. Because of the high pressure that Sean’s associates and advisor had encountered him in because of the ebb and flow crime examination, the case was shut and it was managed a self destruction. Jack examined his siblings passing and the further he got into the case the more pieces of information he discovered proposing treachery. The last line composed within the windshield via Sean McEvoy was ‘Out of Space out of Time.’ Jack connected the inscription with the last passage in the sequential record of the case his sibling was taking a shot at which read basically that he’d got a call from an obscure source and afterward: RUSHER was composed. The association was made by McEvoy to a comparable self destruction case in Chicago where a detective’s final words composed on a cushion were ‘Through the pale door’ taken from an Edgar Allen Poe story named â€Å"The Fall of the House of Usher† in which the fundamental character is Rodrick Usher. As McEvoy utilized this data about RUSHER, he likewise related his brother’s line ‘Out of Space out of Time’ to an Edgar Allen Poe sonnet called â€Å"Dream-Land.† Sean McEvoy was profoundly associated with the investiga... ... the shower. Likewise, Backus’ previous lady of the hour to be expressed that he would make her shower preceding and in the wake of having intercourse. Another understanding into how Backus functioned was the letter the FBI got from The Poet written to Bob Backus. Plainly recognizing that there were two separate people inside Backus. Backus additionally more likely than not felt that he was more intelligent than everybody to might suspect he could perpetrate these violations and not get captured. McEvoy’s hypothesis of why he thought Rachel was The Poet could likewise prompt a comprehension of why Backus potentially did what he did. He knew Rachel and Backus talked with Horace and Gladden in jail and the slaughtering could have begun in light of the fact that he was rebuffing Beltran for making Gladden. The inquiries of area of the wrongdoings, and of way of the violations can be hypothesized that Backus was extremely learned in wrongdoing scene examination and he was making the occurrence resemble a self destruction, while still explicitly and genuinely satisfying himself with every one of the people in question. At the same time covering his back with Gladden as his substitute. A brilliant and controlled man secured an exceptionally upset individual’s dreams to the moment that he couldn’t not follow up on them.

Saturday, August 22, 2020

Purpose And Definition Of OEE Engineering Essay

Reason And Definition Of OEE Engineering Essay 2.1 Introduction Nowadays, in this requesting world, the absolute disposal of waste is for the endurance of the association. The waste caused because of the disappointment or shutdown of offices that has been worked with gigantic speculation, and furthermore waste, for example, flawed items should be totally disposed of. In an assembling part, companys offices must be working productively so as to increase alluring efficiency, stock cost, conveyance just as quality. In this specific circumstance, the intention of OEE examination and estimation is to lessen the hardware misfortunes to zero and has been perceived as a need for some associations. As indicated by Bamber et al. (1999) [5], the job of cooperation, little gathering exercises and the interest of all representatives is critical to achieve hardware improvement points. Thus, OEE is use as measurements to decide the Total Productive Maintenance (TPM) exercises. Then again, it can likewise be said that OEE shows a consistency way to deal with mea sure the adequacy of TPM just as different projects by giving a general structure to estimating creation proficiency. As clarified by (Dal et al., 2000) [6], the job of OEE goes far beyong checking and controlling, yet in addition contemplates of procedure improvement activities/programs, gives a methodical strategy to setting up creation targets, forestalls the sub-advancement of individual machines or product offerings, just as fuses reasonable administration instruments and strategies. This guarantees the fulfillment of a reasonable perspective on process accessibility, quality and execution. Another announcement made by Lesshammar and Patrik (1999) [7], for their situation contemplates, have introduced how OEE is being utilized in industry and too have detailed that this measurement shapes a helpful piece of a general arrangement of estimation. At the end of the day, it gives a helpful technique to gauge the adequacy of assembling tasks from a solitary bit of gear to the entire assembling plant of a few assembling plants in a gathering. In doing as such, OEE not just gives a total situation of where beneficial assembling time and cash is being lost, and yet reveals the genuine , concealed ability of the business. Along these lines, it turns into the key assembling choice help apparatus for consistent improvement programs [8]. Aside from that, OEE is a set up technique for estimating followed by upgrading the productivity of a machines execution or that of an entire industry plant. The adequacy of a plants creation profoundly relies upon the viability with which it utilizes gear, materials, man and strategies as clarified by Suzuki (1999) [9]. Also, OEE can significantly affect the efficiency of an assembling unit. In this way, through OEE producers may efficiently coordinate their business towards accomplishment of constant improvement working edges, advanced serious position and amplified usage of capital. A portion of the more unmistakable firms have profited by OEE as an estimation measure for executing improvement exercises that expands organization benefits and expenses. . 2.2 History of OEE OEE is a basic measurement and fundamental approach for producers rehearsing a Lean assembling system that is zero waste in their worth streams. This metric component follows the all around established rule: If you cannot quantify it, you cannot oversee it [10]. A few backers are attached to the view If youre not taking score, youre just rehearsing [10]. In 1972, the Japanese Plant Maintenance Institute (JPMI) built up a hypothesis called Total Productive Maintenance [11]. The fundamental point of TPM was to kill the six major misfortunes and accordingly the eight squanders. It was first actualized and created in Quite a while car plants, not long after developing into widely acclaimed Toyota Production System. An authoritative culture was shaped by Toyota that concentrated on the deliberate recognizable proof and disposal of all loss from their creation procedure where the specialized/human commitments to creation are expanded. Reengineering and authoritative change is utilized to expand yield, limit cost and time-pack the gracefully chain by completely barring non-esteem included exercises and not right first time occasions. The OEE measure approached from the Japanese creation centered, gear the board structure of TPM [10]. OEE is the key proportion of the unmistakable advantages available from TPM by Seiichi Nakajima, the organizer of Total Productive Maintenance who at first utilized OEE to portray a key measure for following creation execution. He (Seiichi Nakajima) tested the smug perspective on adequacy by concentrating not just on keeping gear running easily, yet on making a feeling of joint duty between upkeep laborers and administrators to streamline the Overall Equipment Performance. OEE represented in the first of the first mainstays of TPM. Guided all TPM exercises and estimated the consequences of these misfortune centered exercises. In this way, the utilization of OEE had developed into the current centered improvement column, one of eight TPM columns. During the mid 1990s, composed by SEMATECH the semiconductor wafer creation industry has received to improve the profitability of the manufacture [11]. From that point forward, producers in different enterprises all through the world have grasped OEE approaches to improve their benefit usage. 2.3 The motivation behind OEE The OEE metric can be applied at various levels inside an assembling situation. To start with, OEE can be utilized as a benchmark for estimating the underlying exhibition of an assembling industry overall. In this manner, the underlying OEE measure can be contrasted and future OEE values, henceforth evaluating the degree of improvement made. Hence, an OEE esteem determined for one assembling line can also be utilized to look at line execution over the business, in this manner featuring any poor line execution. In the event that the machines forms work exclusively, an OEE measure can find which machine execution is most noticeably awful, and along these lines show where to center TPM assets ( Nakajima 1988) [5]. Dal et al. (2000) [6] proclaimed that by using to a great extent existing execution information, for example, preventive upkeep, non-attendance, mishaps, material use, conformance to plan, work recuperation, set-up and changeover information, and so on., the OEE measure may conceivably give topical data to day by day dynamic. Because of this, the OEE estimation technique inside an industry turns into the rudimentary proportion of TPM exercises, just as a premise of upgrades for the TPM procedure. 2.4 Definition of OEE In the time of globalization today, producers are compelled to search for innovative approaches to expand extra venture because of the consistent weight of worldwide rivalry which brings about lower edge. In this state, OEE has turning into an interesting issue. In its most essential structure, OEE offers a clear approaches to monitor producing execution just as to quantify the absolute gear execution how much the advantage is doing what it should do. Notwithstanding, the genuine intensity of OEE as a devoted application lies in the capacity to utilize it as a change-empowering influence, or apparatus for nonstop improvement and lean assembling programs [8]. There are different systems to check fabricating productivity. By and large most organizations will have various estimates as of now set up. By and by, numerous currently differ that none of these methodologies are as extensive or broad as the OEE accomplishment, since OEE gives an approach to gauge the viability of assembling tasks from single bit of gear to the assembling plant in whole, or a few assembling plants in a gathering. subsequently, OEE can be all around considered as a focal KPI (key execution marker). It drives an association to look at all parts of advantage execution so as to guarantee picking up the most extreme advantages from a bit of hardware that is as of now purchased and paid for [12]. In this manner, clearly OEE goes about as a methodology for observing and dealing with the lifecycle of assembling resources. Then again, OEE can be communicated as a usually acknowledged arrangement of measurements that carry clear concentration to the key achievement drivers for assembling endeavors [13]. As such, it estimates both productivity (doing things right) and viability (doing the correct things) with the types of gear. These estimation contains three major components where every one is communicated as a rate and representing an alternate sort of waste in the assembling procedure. Along these lines, it is comprehended that OEE is a component of the three elements. The three components referenced beneath are advised as: Accessibility or uptime (personal time: arranged and impromptu, device change, device administration, work change and so on.) A proportion of the time the plant was in actuality accessible for creation contrasted with the assembling prerequisites. Any misfortunes here would ascribe to significant breakdowns or broadened set up time [14]. Execution effectiveness (genuine versus plan limit) The rate that solid units are created contrasted with the structured yield. Misfortunes here would ascribe to slow speed running, minor stoppages or modifications [14]. Pace of value yield (Defects and adjust) A proportion of good quality, saleable item, less any waste. Misfortunes in this component would credit to harm rejects or items requiring revamp [14]. Estimating OEE should be possible basically by catching the five essential snippets of data as expressed underneath: Arranged Production Time the arranged measure of time wherein creation is gotten ready for a particular line. Down Time determine as the measure of time the procedure isn't running during the arranged creation time (hinders to creation). Perfect Cycle Time speak to as the hypothetical least of time expected to create a solitary bit of item. Complete Piece

Saturday, August 15, 2020

Heres How to Make Sure Your Social Media Essay Shines (With a Sample Essay)

Heres How to Make Sure Your Social Media Essay Shines (With a Sample Essay) Social media use is on the rise and shows little signs of slowing down. In fact, according to some of the most recent statistics (2019), there are 3.2 billion social media users worldwide, equating to about 42% of the current population.There are 3.2 billion social media users worldwide, equating to about 42% of the current population. Photo by Hamza Bounaim on Unsplash.Standing most obviously among these giants of popularity is Facebook, with over 2.32 billion active monthly users, making it the most widely used social media platform. Approximately two-thirds of U.S. adults (68%) now report that they are Facebook users.With this many people on Facebook, and other forms of social media, the topic has obviously become part of our international dialogue regarding community standards, fair use, and protecting ones privacy online. For these reasons, as you enter into a learning community, youll likely be asked to write a social media essay or an essay on the topic of social media.In this article, we will discuss how to:Research your social media essayDraft an outline for itWrite your social media essay (with samples)ResearchReady to get started? Obviously, researching the topic is the first step to writing a social media essay once youve determined what you want to write about. In this case, the broader topic is social media but youll need to narrow that down in order to determine how to organize your essay. Here are a few ideas to get you started:Social media essay topicsHow has social media changed culture over the past 10 years? Do you think these changes were good or bad?Do you think social media has brought us closer together? Or has it caused distance between people?What are some ways social media has been used to stir political change or controversy? Has this been a problem or a benefit for society, as a whole?Do you think its important to take a periodic extended break from social media? Why or why not?Do you believe cyberbullying is a problem on social med ia, and if so, how can we fix it or put an end to it?Find valid sourcesNow that youve determined how to narrow down the topic to something interesting to write about relating to social media, lets look at how to find valid sources for your social media essay. Keep in mind that there will be a lot of information available online concerning social mediaâ€"some of it is useful and important, some of it isnt. The important thing now is to determine what makes a source valid and how to locate that source.Valid sources are sources that are crafted from research. They are sources written by experts in the field who have a grasp of whats going on across its ever-changing landscape. You can locate valid sources by looking for marketing studies that have been done, such as those conducted by organizations like Pew Research. According to its site, Pew Research is a nonpartisan fact tank that informs the public about the issues, attitudes and trends shaping the world. This means that they provi de valid, important statistics and data that can help shape research.Draft an outline for itOnce you get your essay topic determined, its best to go ahead and start working on an outline based on what youve discovered in your research. For this article, well choose the topic: Do you think its important to take a periodic extended break from social media? Why or why not?After researching information, my outline might look something like this:IntroductionMention the purpose of the essay (which is to discuss your narrowed topic related to social media)A thesis statement that best answers the question related to your chosen topic. Those who participate in social media on a daily basis should take periodic extended breaks from their social media use to encourage mental wellbeing.Body para 1Psychologists have determined that extended social media use can be damaging for a persons mental wellness.Offer examplesBody para 2Social media and cell phone use make us more lonely and depressed.Off er examplesBody para 3Taking sporadic, extended social media breaks allows the brain to reset and return to a less agitated conditionOffer examplesConclusionA brief restatement of your thesisWrite your essayNow its time to write the essay. Using your research and the outline youve created, your social media essay might look something like this:Sample social media essayHave you ever sat through minutes of endless scrolling and wanted to take a break from social media? If you answered yes, apparently, youre not the only one. In fact, those who participate in social media on a daily basis should take periodic extended breaks from their social media use to encourage mental wellbeing. A recent study conducted by the Associated Press and NORC at the University of Chicago asked 790 American teens (between the ages of 13 and 17) about their daily habits surrounding social media, messaging, and video content. According to the results, teens do, in fact, take social media breaksâ€"both becaus e they are forced to and because they choose to willingly.According to Dr. Kristen Fuller, Psychologist and writer for Psychology Today, all the social media use makes us constantly compare our lives with othersâ€"and not in a good way! We forget that we are only seeing the highlight reel of their lives, and when we compare our own, our own can look pretty drab by comparison. Dr. Fuller writes, We live in a world where we constantly compare our lives to others and oftentimes do not take time to recognize our triggers, defeats, challenges, accomplishments, and endeavors because we are so busy trying to present ourselves in the best form possible. We dont take a moment to unwind, take a deep breath, and disconnect from the world. Rarely do people post their daily struggles on their social media accounts, partially because we are driven by society to showcase the best parts of our lives and not our struggles.Beyond this, social media use can affect our mental wellbeing, including facto rs of loneliness and depression. In one University of Pennsylvania study, researchers examined how social media use causes fear of missing out. Some of the participants in the study limited their time on social media to 30 minutes a day, while the rest continued to use social media as they normally would use it. After three weeks, the participants who limited their time on social media said that they felt less depressed and lonely than people who had no social media limits.When we take sporadic breaks from social media, we allow ourselves to return to a less-glossy highlight reel. We focus more on day-to-day interactions that are face-to-faceâ€"interactions that are necessary for our emotional and spiritual wellbeing. If your best friend is having a birthday, calling him or her up to wish them a happy birthday is always more intimate and bonding that posting something on their Facebook wall. It shows that you went out of your way to have a real interactionâ€"one that isnt influenced by a lot of other peoples chatter and memes.In conclusion, I believe that social media plays an important role in society and has some benefits. However, it can also make us compare ourselves with others too quickly, or compare our real lives with their highlight reel on social media, since few posts about when theyre having a bad day. Without moderating our use of it, we could be allowing social media to send us into a spiral of depression and loneliness on the days when we are on it too much. Thats why regular, consistent social media breaks are importantâ€"to allow our brain to reset and return to remembering what it means to live life off of a digital highlight reel.Without moderating our use of it, we could be allowing social media to send us into a spiral of depression and loneliness on the days when we are on it too much. Photo by Robin Worrall on Unsplash,

Sunday, May 24, 2020

A Question Of Vaccination Effectiveness - Free Essay Example

Sample details Pages: 3 Words: 752 Downloads: 2 Date added: 2019/08/07 Category Medicine Essay Level High school Tags: Vaccines Essay Did you like this example? Analysis Immunization Effectiveness To begin, vaccination effectiveness for both children and adolescents directly influence their health and promote healthy living in societies today. Klein informs adolescent health specialists about the sudden declining utilization of meningitis immunizations among adolescents in her abstract due to lenient vaccination requirements enforced by schools. Immunizations are not a priority. Don’t waste time! Our writers will create an original "A Question Of Vaccination Effectiveness" essay for you Create order Instructing the urgency in giving more meningococcal meningitis vaccines, Klein discloses, Adolescent immunization rates for some vaccines recommended by the Advisory Committee on Immunization Practices are disappointingly low.   The CDC recommends four inoculations for the average adolescent, yet numerous parents withdraw their adolescents from receiving some immunizations.   An adolescent who is not given important vaccines risks accumulating diseases like meningitis. Disease transmission imposes life threatening side effects. Hence, the United States demonstrates an importance in vaccinating their children only to prevent illness transmission across the country. The United States disease prevention   induces better health standards for Americans nationwide. Spain vaccination rates are high overall, indicating strong effectiveness in their uses. Spain includes strict vaccination schedules much like the United States does, although Spanish families do not make receiving vaccinations a similar priority. Additionally, Kollmann informs immunologists about the trends in responses to vaccinations among younger children in his abstract due to the mechanisms that correlate vaccination outcomes. Infants are more susceptible to illness. Guiding the need for disease prevention , Kollmann enlightens,We propose that systems vaccinology should be applied to age-specific studies focused on protection, to derive the necessary insight for optimal design of vaccines for the very young. Designing effective vaccines for individuals based on their age helps ensure a positive response in patients. Positive responses after taking certain shots encourage other people to unite in the action. Civilians that receive immunizations create smaller chances for transmitting disease. Consequently, The United States designs vaccines effectively to increase disease prevention rates. The United States increases disease prevention rates due to the effectiveness in creating age-specific immunizations. Spains age- specific vaccinations have been more effective this year in comparison to the United States. Spains immunization effectiveness creates substantial reductions in illnesses. Side Effects Furthermore, side effects provide significant reasons for citizens from varied cultures to abstain from receiving inoculations. In the journal abstract, Anderberg informs economists about controversial vaccine usage due to differences between education and income.   More educated parents avoid immunizations.   Enlightening disputed vaccination use, Anderberg conveys, Using a supplementary data source we find evidence of a corresponding positive income effect, indicating that wealthier parents avoided the MMR dilemma by purchasing single vaccines. Affluent and intellectual individuals avert from receiving the measles, mumps, and rubella (MMR) vaccine because they understand its potential risks. Knowing immunization dangers leads consumers to withdraw from using them. Educated consumers who choose to abstain from immunizations eliminate risks like acquiring unwanted side effects. For example, more educated parents in The United States acknowledge potential risks that are included in receiving vaccines just by investigating their ingredients. Some immunizations in the United States are made with questionable components such as aluminum, gelatin, and thimerosal; that have been proven to cause side effects in some patients. Spains vaccines are genetically modified with some untrustworthy ingredients as well, such as gelatin and aluminum. Spains toxic ingredient use in immunizations leads to harmful side effects for their own patients. More importantly, Brewer informs in his abstract to psychologists that the urge to receive immunizations are increasingly low because consumers thoughts and feelings are the motivation behind getting vaccinated. Psychological concepts aid action. Instructing the ways social processes affect motivation to become vaccinated, Brewer claims, Substantial research has shown that social norms are associated with vaccination, but few interventions examined whether normative messages increase vaccination uptake.   Social influence is a considerable reason for civilians to avoid getting vaccinated due to that it minimizes motivation. Numerous individuals avert going to the doctors office because they hesitate to put viruses in their own bodies. Directly injecting an illness into someones body causes them to worry about acquiring deadly side effects. Likewise, The United States implements social norms that receiving vaccinations is healthy, yet side effects like pneumonia, HPV, or influenza provides reasons to be uncertain about their usage. The United States does not recognize the harsh side effects included in vaccinations, but instead, promotes them. Spains vaccination requirements are less strict when it comes to taking them on a regular basis, especially because Spanish citizens are against genetically modified substance use. Because Spains immunizations contain potentially harmful ingredients, most patients avoid them to decrease the likelihood for accumulating side effects.

Wednesday, May 13, 2020

Image Of Nursing A Look At An Historical Image - 987 Words

The field of nursing encompasses a vast array of knowledge, skills, and professionalism. However, often times the image of nursing does not mirror these things. What is image? Many individuals may answer this question differently depending on their age, personal experiences, and exposure to media. The image of nursing is the overall idea, perception, or belief of what nursing is. Image is an important factor in nursing, as a false image may discredit the true heart of nursing, leading to misconceptions that may directly affect how patient care is implemented, as well as recruitment into the profession. This paper will discuss the image of nursing with a look at an historical image compared to contemporary image of nursing, how the public’s image affects nursing recruitment, and a look at both personal and professional strategies that can be used to improve the image of nursing. The image of nursing has continued to evolve throughout history. One era in particular that h as had an impact on the public’s idea of nursing is the Victorian era of the mid 1800’s. Prior to this time, nursing was known to be a religious-type of charity practice; however, in the mid 1800’s, some novels and poems that depicted nursing in different ways influenced the public’s image of nursing. In Charles Dickens’ s novel Martin Chuzzlewit, one specific character, Sairy Gamp, is a nurse who had a greater interest the bottle and profiting from the ill, than for the care of her patientsShow MoreRelatedThe History Of Nursing Practice1613 Words   |  7 PagesThe history of nursing is fundamentally the foundation of nursing today. Historical nursing leaders have paved the way for our nurses in the 21st century by their views, dedication, and achievements. Not only have these leaders paved the way for nursing as a profession, but they have also instilled historical changes in health care and in our society overall. 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Such standards of beauty are almost completely far-fetched forRead MoreAnalysis Of Tiara And Eva Marie By Catherine Opie1917 Words   |  8 Pagescreated in 1906 by artist Mary Cassatt is titl ed â€Å"Young Mother Nursing Her Child†. The second is a photograph, titled â€Å"Self-Portrait/Nursing†, by Catherine Opie, taken in 2004. The third, titled â€Å"Tiara and Eva Marie†, was created in 2011 by Canadian artist Kate Hansen. Each of these artistic renderings celebrate the tender and intimate bond shared between a mother and child, through images of partially-dressed and fully nude mothers nursing, or holding their infant children in various maternal posesRead MoreDifferences Between Christianity And Buddhism1184 Words   |  5 PagesChristians believe we were made in God’s image and we are one with Him. Buddhists believe that through karma, humans can be reincarnated into higher or lower levels of life. When thinking of why it is possible to know anything at all, Christians believe humans know the world around them as well as God himself because of God’s grace given to them. In Buddhism, the only way to know the true meaning of reality a person has to withdraw from the world. They have to look from within to get in touch withRead MoreThe Changing Image of Australian Nursing Essay3967 Words   |  16 PagesThe Changing Image of Australian Nursing Jacqueline Bloomfield RN, CM, Dip App.Sci (Nur), BN, Grad Cert Onc Nur, Grad Dip Midwifery, MN, MCN (NSW). ABSTRACT The way in which the public perceives nursing significantly influences nurseï ¿ ½s role performance, job satisfaction and occupational expectations. The public image of Australian nursing has been subject to a plethora of influencing factors since health-care services were first established in this country over two centuries ago, Since itsRead More Ehrenreich’s Nickel and Dimed: On (Not) Getting By in America1015 Words   |  5 Pagesto determine whether those individuals formerly on welfare and largely unskilled, could earn a living wage on the minimum wage. In the book, Ehrenreich documented her experiences working a series of minimum wage jobs as a waitress, a maid and a nursing home dietary assistant. Ehrenreich found that in order to make ends meet and afford a place to live and food to eat, she needed to work two jobs, which left her in a constant state of exhaustion and pain. She also observed of her fellow serversRead MoreHistory Of Historical Development Of Nursing2266 Words   |  10 Pages Overview of Historical Development of Nursing from Ancient Times to the Present Betania Negre Nursing Theoretical Concepts Christene Johnson International Institute for Health Care Professionals April 25, 2015 Abstract Treating the sick people is not a recent practice; communities have cared for the ill through history, beginning in ancient times. Nursing has been around for centuries, but it was not always considered a profession (History of Nursing in the United States, 2015). TheRead MoreHistorical Characters Of The Astell, Galileo, And Florence Nightingale1753 Words   |  8 Pagesraining, dull summer day, not typical for South Jersey climate. I was rocking in my rocking chair on the porch while reading my Western Civilization history book. I was on the 15 chapter, reading about outstanding historical characters of the 17 century. I don’t know if it was relaxing historical book, or atmosphere, created by the weather, but I felt how I was drowning in sleep. Suddenly, I heard the loud noise coming from our garage where my crazy brother was recently working on some mysterious machine

Wednesday, May 6, 2020

Parallel LellaraP Free Essays

Then Nodal thought to himself, â€Å"What if there was a parallel world Now we enter the life of London, who is doing anything except for read Eng a book. â€Å"l really hate doing homework,† London said. â€Å"To bad it’s the beginning of the year. We will write a custom essay sample on Parallel LellaraP or any similar topic only for you Order Now † his friend Christian said. Just like Nodal, London wanted the new parallel universe e machine, but they both don’t have the money. Even though they were very opposite, the e machine was the only thing Nodal and London wanted. So for Christmas London got the machine, and for Nodal graduation ca me around and they tooth got the machine. But the thing is, it din ‘t come with batteries. Know a powerful device that let’s you travel from universe to Universe needs batteries. The battery is not going to stop them the machine has a lot of money an d they didn’t have the money for batteries. So every day London and Nodal asked their parents for money. They asked their friends for money, they asked their enemies for money, and they even asked complete strangers for money. Until one day London and Nodal did the last thing they could, they took the batteries out of the remote. So when London and Nod mol got the batteries out of the remote and into the machine, they were ready. They powered it up and selected maneuvered for the destination on dial and there was a flash! The next thing they knew London and Nodal were in each other s universes. To them everything looked the same but little did they know everything was a bout to change. â€Å"Where am l? ‘ London said â€Å"everything looks the same except there is no TV in this room. Is it my room in this world? † London was so shocked he didn’t know what to d o. But there is no time for Loon’s stories. Now we travel to where Nodal went. â€Å"Where am I? ‘ Nodal said â€Å"Oh no I traveled to a world without any books! Oh hers one, City of Ember, what is this? ‘ As London on and Nodal were just getting used to the worlds they’ve traveled to, they read the box the machine came in which said â€Å"Thank you for buying the world traveler 237 please be noted that this machine only goes one way then disappears until you buy another one. Once again thanks oh and have a good day. † â€Å"Alright I had enough fun time to go back. Oh no, where did the machine go? † London said frightened. Someone should have told him to read the box. â€Å"It’s time to go baa KC to my world, I can’t stay in a world no books. Where’s the machine, I musty misplaced it I’ll find it Oh no I can’t find it I’m stuck here forever!!!! † Nodal said. It took London and Nodal a very long time to get used to the new world they were in. But finally they had to except the fact that they were never going back to t heir old worlds. And in the end, they forgot all about going to different universes and just live d their life. That’s why you should always read the box. How to cite Parallel LellaraP, Papers

Monday, May 4, 2020

Fundamental and technical analysis of banking stocks free essay sample

Fundamental Technical Analysis of Banking stocks† is the systematic study of the performance of banking companies stock’s in stock market and future value of the share price with help of fundamental analysis and technical analysis. While decision in share price based on actual movement of shares price measured more in money percentage term nothing else. In the Analysis, calculations are based on FACTS not on HOPE. The subject of Analysis is to determine future share price movement with the help of RATIO ANALYSIS, STUDY OF GRAPH. This analysis does not discuss how to buy sell shares, but does discuss the methods, which enables the investor to arriving at buying selling decision. The Technical Approach to investment is essentially a reflection of the idea that prices moves in a trend that are determined by the changing attitude of investor’s toward a variety of economic, monetary, political and psychological forces. Theart of technical analysis, for it is an art, is to identify a trend reversal at a relatively early stage and ride on that trend until the weight of the evidence shows or proves the trend has reversed. And the Technical analysis states that the support and resistance is enough for price prediction untill the new high or low occurs. OBJECTIVE It was good opportunity to familiarize myself with the stock market i. e. the capital market their co-relation with economical environment through â€Å"Fundamental and Technical analysis of BANK NIFTY Stocks. † The analysis of banking stock gives me the opportunity to understand thoroughly this behavioural pattern’s of different stocks in industry overall capital market. The main objective of the project research is as follows. 1. To Study the Analysis and obtain the knowledge of stock market and banking industry. 2. To Study the present behaviour predicting the future behaviour of bank stocks in Capital market. 3. To perform Technical analysis based on charts using support and resistance. 4. To compare other banking stock with Bank Nifty Index. To analyze the performance of company’s through Balance Sheet Technical graph for particular shares. SCOPE The fundamental technical analysis of banking stocks ? Study on the economical, industrial and company analysis for the project. ? Selecting the sample from the available banking stock. ? Evaluating each bank and its stock in the market. ? Analysing each bank fundamentally and interpretation. ? Technical analysis for its share traded in NSE and BSE. ? Comparison of stock with Bank nifty. ? Interpretation and concluding. RESEARCH METHODLOGY During my project, I collected data through various sources primary secondary. Primary source includes:- 1) Discussion with branch manager 2) Discussion with experts 3) Questionnaires for investors 4) Live trading in the market Secondary source includes:- 1) Various books related to stock market 2) Books and journals related to Banks. 3) Web sites were used as the vital information source. Reliance Money felt need of evaluating the price patterns of leading scripts mainly from the five main blue chip companies and also interested in determining the trends along with price performance in near future. This equity analysis will facilitate to investor for profitable investment. Sampling technique The sample is taken from the population of 89 schedule bank where the information available in hand and most of the stocks are selected from the bank nifty, the sample size is 5 such as 1. State Bank Of India 2. Hdfc Bank 3. Panjab National Bank 4. Yes Bank Sample selection methods Sample is taken based on public and private sector bank mix. Large cap mid cap and mix. This sample will give the clear picture of the bank nifty. HDFC SECURITIES LTD. Company’s Mission â€Å"To create reputation synonymous with quality, competitiveness, fairness and transparency dealings and be a responsible corporate citizen†. We are one of the leading stock broking companies in India and a subsidiary of HDFC Bank- a renowned private sector bank. As a stock broking company, we have completed 10 years of operation serving a diverse customer base of retail and institutional investors. There are millions of reasons why you can choose our services and here are a few of them: Your Interest is Our Priority Your financial needs and interests are our priority. We simplify investing for you and provide 360-degree view on financial planning that suit your future goals and needs. One Stop Shop for Your Investments We offer a suite of products and services across various asset classes such as equity, gold, debt and real estate. Be it stocks, derivatives, mutual fund, fixed deposits, NCDs, insurance, bonds, currency derivatives or PMS, we have a product that suits each of your investment needs. Multiple Platforms Seamless Trading You can trade with us via online, mobile, telephone or any of our branches. These multiple platforms make your trading experience highly convenient and hassle-free. You can even place an order for IPO / NCD applications though your trading account online or through our 24 Hour Customer Care Number. Similarly, there is no need to issue cheques or delivery instructions. Through our 4-in-1 Advantage account, you can seamlessly move funds and securities within savings, demat and trading account. Our web portal is based on Web 2. 0 technology and our state-of-the art technology enables seamless trading experience on both the exchanges BSE and NSE. Our mobile trading application is compatible to all smart phones such as smart phones such as Blackberry, Android, Windows, Java and iPhone. Once you activate mobile trading on your smart phone, you can place order in Equities Derivatives and get Stock Quotes on the move. You can even create Multiple Personalized Market watch and track the stocks and other asset classes such as gold, bonds etc the way you want. Timely and Relevant Information We offer the right news and views that impacts your money. Our views are backed by extensive research. We believe in empowering you with accurate and unbiased research so that you make an informed investment decision. Tracking your Portfolio Just investing money is not enough, you have to monitor your portfolio to ensure you money works as hard as you to build a robust financial portfolio. You can use our portfolio tracker to monitor your entire financial portfolio, which encompasses various asset classes. You can also make a watchlist of stocks and enrol for SMS alerts, which will help you track the markets closer to make a timely investment decision. Transparency We empower you to take the right decisions and handle your own portfolio. Backed by our trusted pedigree, it is our constant endeavour to provide services in a transparent manner. We believe in offering high quality investment services in a cost effective manner to achieve your financial goals. Our Background We are a subsidiary of HDFC Bank – a renowned private sector bank of India. With a decade of experience in trading and a rating of A1+1, we have a proven pedigree in the financial services industry. Our Reach We cater to your investment needs through our 190 plus branches. If you are pressed for time, you can even get your investment and service relate queries answered through our 24-Hour Customer Care. Our call centre facility also offers services in 7 regional languages. Business Objectives The primary objective of HDFC is to enhance residential housing stock in the country through the provision of housing finance in a systematic and professional manner, and to promote home ownership. Another objective is to increase the flow of resources to the housing sector by integrating the housing finance sector with the overall domestic financial markets. Organizational Goals HDFC’s main goals are to a) develop close relationships with individuals, b) maintain its position as the premier housing finance institution in the country, c) transform ideas into viable and creative solutions, d) provide consistently high returns to shareholders, and e) to grow through diversification by leveraging off the existing client base. Their housing needs. HDFC was promoted with an initial share capital of Rs. 100 million. HDFC Securities, A trusted financial service provider promoted by HDFC Bank and JP Morgan Partners and their associates, is a leading stock broking company in the country, serving a diverse customer base of institutional and retail investors. HDFCsec. com provides investors a robust platform to trade in Equities in NSE and BSE, and derivatives in NSE. Our website will support you with the highest standards of service,convenienceand hassle-free trading tools. Our research team tracks the economy, industries and companies to provide you the latest information and analysis. Our content offers financial information, analysis, investment guidance, news views, and is designed to meet the requirements of everyone from a beginner to a savvy and well-informed trader. HDFC GROUP HDFC Ltd HDFC Bank HDFC Financial Service HDFC Life HDFC ERGO HDFC AMC SHARE HOLDINGS FOR HDFC SECURITIES KEY PEOPLE IN THE ORGANIZATION INTRODUCTION TO CAPITAL MARKETS Financial System The financial system of every economy consists of various constituents such as 1Financial Institutions 2Financial Companies 3Financial Markets 4Financial Instruments 5Financial Services 6Financial regulations The financial market in India comprised of capital market and money market whereas the financial system of the country comprised of institutions, which operate the financial markets and the financial instruments with which the financial system is put into operation. Tax anomy of financial markets can be understood on functional, sectoral and institutional basis. On a functional basis we can divide financial markets into 1Money market (short term) 2Capital market (long term) The institutional classification can be made into 1 Organized financial market 2 Non-Organized financial market Capital Market Scenario The stock market in India dates back to the 18th century when the East India Company was ruling the roost in the country and was perhaps the most dominant and powerful institution and its securities were traded. The securities trading were done in an unorganized form at Bombay and Calcutta in early 19th century. The decade of 90’s has witnessed several changes in reformation of capital market. Automation, transparency,. Strict surveillance, depository system, on line trading, investor’s protection, new rules and regulations, etc. are some of the activities which only reflect the growth of Indian capital market. By any reckoning Indian corporate sector has grown very significantly in the last couple of decades whether to look at it in terms of public and private limited companies, their share capitalization, their sales turnover or their contribution to capital formation with this came the legislation of SEBI to act as a regulatory body to protect investors What is Capital Market? A Capital Market deals in financial assets, excluding coins and currency. The financial assets comprise of banking accounts, pension funds, provident fund, mutual fund, insurance policy, shares, debentures, and other securities. If the stock exchanges are well regulated and function smoothly, then it is an indication of healthy capital market. Stock exchange provide a good leverage of the capital market and their relationship is directly proportional. India has multi-stock exchange system with 24 stock exchanges functioning across the country. In our country, capital markets are generally also known as security/stock market. The Indian capital market currently provides excellent investment opportunities to domestic and foreign investors in both equity and fixed income Segments. The Indian Capital Markets can be broadly classified into three types of markets. 1Money market 2Primary market 3Secondary market Money market The money market is part of overall financial system and securities or capital market. It deals in short term financial assets whish can be readily converted into cash. Money market is a place for trading in money and short tern financial assets that are as liquid as money. It provides a platform for short term surplus funds of lenders or investors and short term requirements of borrowers, the instruments can be traded at low cost and are highly liquid. Primary market Primary market is generally referred to the market of issues or market for new mobilization of resources by the companies and the government undertakings, for new projects as also for expansion, modernization, addition, and diversification and up gradation. Primary market operations include new issues of shares by new and existing companies, further and right issues to existing share holders, public offers, and issue of debt instruments such as debentures, bonds, etc. Raising money from capital market is cheap for the company and involves a low servicing cost. The investors benefit by way of dividend and or capital appreciation. The following are the market intermediaries associated with the primary market 1 Merchant banker/book building lead manager 2 Registrar and transfer agent Underwriter/broker to the issue 4Advisor to the issue 5Banker to the issue 6Depository 7. Depository participant Defects in Indian Primary Market 1. Aggressive pricing and over pricing. 2. Price rigging before and during issues. 3. Poor, wrong and vague disclosures in offer documents. 4. Poor information accessibility. 5. Misleading projections subject to vague assumptions. 6. Delay in penal actions against the erring market intermediaries. 7. SEBI not assuming any responsibility for disclosure/offer documents. 8. Bunching of issues. 9. Existence of grey or unofficial market. 10. Lack of transparency 11. Uninformed and uneducated investors. Delay in listing and trading permission. The Secondary Market The secondary market is the market where scrips are traded. It is a market place, which provides liquidity to the scrips issued in the primary market. Thus, the growth of secondary market is dependent upon primary market. More the number of companies entering the primary market, the greater is the volume at the secondary market. Trading activities in the secondary market are done through recognized exchanges, which are 24 in number including Over the Counter Exchange of India, National Stock Exchange of India, and Inter-connected Stock Exchange of India. Secondary market operations involves buying and selling of securities on the stock exchange through its members. The following intermediaries are involved in the secondary marker. 1Broker/member of Stock Exchange- buyer broker and selling broker 2Portfolio manager 3Investment advisor 4Share transfer agent 5Depository 6Depository participant. WORKING OF A BROKING FIRM Stock Broker According to SEBI Stock Broker is a member of a recognized stock exchange(s) and is engaged in buying, selling and dealing in securities. In other words broker is an intermediary who arranges to buy and sell securities on behalf of clients i. e. the buyer and the seller. A broker can deal in securities only after getting registered with SEBI. through stock exchanges. The constitution of a broking firm may be a Proprietary Concern, a Partnership firm or a Corporate. Dematerialization and Rematerialization Dematerialization It is the process in which the physical form of holding securities is replaced with electronic (book-entry) form of holding. The securities held in dematerialized form are fungible. They do not bear any distinguishable features like distinctive number, certificate number. Once the shares are dematerialized they lose their identification feature in terms of share certificate distinctive number and folio numbers. Each security is identified in the depository system by ISIN (International Securities) Identification number) this is a convenient method for preventing all the problems that occur with physical securities through dematerialization. Pre-requisites for dematerialization request 1. The registered holder of the securities should make the request 2. The request should be made in the prescribed dematerialization request form 3. Securities to be dematerialized must be recognized by a Depository as eligible. In other words only those securities whose ISIN has been activated by a Depository, can be dematerialized. 4 . The company/issuer should have established connectivity with any Depository like NSDL, CDSL, Stock Holding Corporation ltd, only after this connectivity is established that the securities of the company/issuer are recognized to be â€Å"available for dematerialization† 5. The holder of securities should have a beneficiary account in the same name as it appears on the security certificates to be dematerialized INTRODUCTION BANK NIFTY Bank nifty is calculated on the basis of liquidity of stock and on the basis of market capailization. it is calculated by free flot method. Bank Nifty consists of a list of 12 Banking stocks which are part of Bank Nifty. Bank Nifty is the second most popular index on National Stock Exchange of India after Nifty. CNX Bank Index is popularly known as Bank Index. Stocks weightage in bank nifty is determined based on their free float market cap outstanding. Bank Nifty index stocks are selected from banking stocks which are traded on National Stock Exchange of India, which are highly liquid and large capitalized. These banks consistent of 12 banks both public sector banks and private sector banks. Bank Nifty Index provides investors a bench mark of banking stocks performance in Indian capital markets. CNX Bank Index (Bank Nifty) value is calculated on free float market capitalization method. Base date of calculation of Bank Nifty is January 01, 2000 and the starting index value of bank nifty is 1000. Bank Nifty is now highly represented in total market movement. After 2008-09, weight age of bank stocks started to increase even in nifty replacing earlier dominant Information Technology Stocks. Facts about market representation of Bank Nifty The CNX Bank Index represent about 15. 89%of the free float market capitalization of the stocks listed on NSE and 89. 06% of the free float market capitalization of the stocks forming part of the Banking sector universe as on June 28, 2013. The total traded value for the last six months ending June 2013 of all the Index constituents is approximately 15. 55% of the traded value of all stocks on the NSE and 84. 49% of the traded value of the stocks forming part of the Banking sector universe. source : National Stock Exchange of India To be included in the bank index, a stock should be a banking stock with a free float market capitalization company turnover of top 500 stocks. It should also have a trading frequency of atleast 90%. Such Banking stock should also have positive net worth. Bank Index is rebalanced with changes, if any twice a year. The dates of re balancing are 31 January and 31 July . A six week prior notice is given to market if any changes are effected during such semi-annual bank nifty re-balancing reviews. Weightage of bank nifty stocks picture Name Market Cap(cr) Net Profit (cr) EPS P/E ratio Book Value Devidend payout ratio Axis Bank Ltd 50,781. 33 5,179. 43 120. 92 8. 97 151. 39 0. 1488587 Bank of Baroda 25,748. 38 4,480. 72 103. 58 5. 88 756. 64 0. 2075691 Bank of India 12,505. 57 2,749. 35 52. 73 3. 98 400. 88 0. 1896453 Canara Bank 10,496. 89 2,872. 10 64. 42 3. 68 561. 58 0. 1707544 HDFC Bank Ltd 153,624. 36 6,726. 28 31. 66 20. 29 151. 39 4. 3430195 ICICI Bank Ltd 117,831. 00 8,325. 47 79. 51 12. 85 578. 21 0. 2515406 IDBI Bank Ltd 8,449. 78 1,360. 72 14. 82 5. 74 137. 47 0. 0236167 Kotak Mahindra Bank Ltd 55,092. 05 1,360. 72 20. 2 35. 45 123 0. 1386138 Yes Bank 12,411. 28 1,300. 68 40. 95 8. 41 161. 14 0. 146501 Punjab National Bank 18,263. 97 4,747. 67 119. 31 4. 33 924. 45 0. 2263012 State Bank of India 118,881. 68 14,104. 98 179.. 98 9. 67 1445. 6 0. 23058117 Union Bank of India 7,119. 75 2,157. 93 31. 17 3. 83 287. 96 0. 256657 FUNDAMENTAL ANALYSIS Fundamental analysis of a business involves analyzing its financial statements and health, its management and competitive advantages, and its competitors and markets. When applied to futures and forex, it focuses on the overall state of the economy, and considers factors including interest rates, production, earnings, employment, GDP, housing, manufacturing and management. When analyzing a stock, futures contract, or currency using fundamental analysis there are two basic approaches one can use; bottom up analysis and top down analysis. [1] The term is used to distinguish such analysis from other types of investment analysis, such as quantitative analysis and technical analysis. Fundamental analysis is performed on historical and present data, but with the goal of making financial forecasts. There are several possible objectives: to conduct a company stock valuation and predict its probable price evolution, to make a projection on its business performance, to evaluate its management and make internal business decisions, to calculate its credit risk. Two analytical models When the objective of the analysis is to determine what stock to buy and at what price, there are two basic methodologies 1. Fundamental analysis maintains that markets may misprice a security in the short run but that the correct price will eventually be reached. Profits can be made by purchasing the mispriced security and then waiting for the market to recognize its mistake and reprice the security. 2. Technical analysis maintains that all information is reflected already in the stock price. Trends are your friend and sentiment changes predate and predict trend changes. Investors emotional responses to price movements lead to recognizable price chart patterns. Technical analysis does not care what the value of a stock is. Their price predictions are only extrapolations from historical price patterns. Investors can use any or all of these different but somewhat complementary methods for stock picking. For example many fundamental investors use technicals for deciding entry and exit points. Many technical investors use fundamentals to limit their universe of possible stock to good companies. Fundamental analysis includes: 1. Economic analysis 2. Industry analysis 3. Company analysis The analysis of a business health starts with financial statement analysis that includes ratios. It looks at dividends paid, operating cash flow, new equity issues and capital financing. The earnings estimates and growth rate projections published widely by Thomson Reuters and others can be considered either fundamental (they are facts) or technical (they are investor sentiment) based on your perception of their validity. The fundamental analysis consist of financial ratios to gauge the company’s over all performance. 1. Price/Earnings (P/E) Ratio Price/Earnings or P/E ratio is the ratio of a companys share price to its earnings per share. It tells whether the share price of a company is fairly valued, undervalued or overvalued. Formula P/E Ratio = Current Share Price Earnings per Share Leading and Trailing P/E Ratio If the EPS is the figure for the current period the P/E ratio is called trailing P/E ratio. For better analysis the EPS should be the one expected to prevail in the next reporting period, say next year. P/E ratio calculated based on expected P/E ratio is called leading P/E and is a more meaningful estimate of the companys justified P/E ratio. Analysis For financial analysis justified P/E ratio is calculated using dividend discount method. P/E Ratio = Expected Payout Ratio Required Rate of Return ? Dividend Growth Rate If the justified P/E calculated using dividend discount analysis is higher than the current P/E ratio the share is undervalued and should be purchased. If the justified P/E is lower than P/E ratio the share is overvalued and should be sold. 2. Dividend Payout Ratio Dividend payout ratio is the ratio of dividend per share divided by earnings per share. It is a measure of how much earnings a company is paying out to its shareholders as compared to how much it is retaining for reinvestment. Formula Dividend Payout Ratio = Dividend per Share Earnings per Share Dividend payout ratio can also be calculated as total dividends divided by net income. 3. Return On Equity (ROE) Ratio Return on equity or return on capital is the ratio of net income of a business during a year to its stockholders equity during that year. It is a measure of profitability of stockholders investments. It shows net income as percentage of shareholder equity. Formula The formula to calculate return on equity is: ROE = Annual Net Income Average Stockholders Equity Net income is the after tax income whereas average shareholders equity is calculated by dividing the sum of shareholders equity at the beginning and at the end of the year by 2. The net income figure is obtained from income statement and the shareholders equity is found on balance sheet. You will need year ending balance sheets of two consecutive financial years to find average shareholders equity. Analysis Return on equity is an important measure of the profitability of a company. Higher values are generally favorable meaning that the company is efficient in generating income on new investment. Investors should compare the ROE of different companies and also check the trend in ROE over time. However, relying solely on ROE for investment decisions is not safe. It can be artificially influenced by the management, for example, when debt financing is used to reduce share capital there will be an increase in ROE even if income remains constant. 4. Return On Assets (ROA) Ratio Return on assets is the ratio of annual net income to average total assets of a business during a financial year. It measures efficiency of the business in using its assets to generate net income. It is a profitability ratio. Formula The formula to calculate return on assets is: ROA = Annual Net Income Average Total Assets Net income is the after tax income. It can be found on income statement. Average total assets are calculated by dividing the sum of total assets at the beginning and at the end of the financial year by 2. Total assets at the beginning and at the end of the year can be obtained from year ending balance sheets of two consecutive financial years. Analysis Return on assets indicates the number of cents earned on each dollar of assets. Thus higher values of return on assets show that business is more profitable. This ratio should be only used to compare companies in the same industry. The reason for this is that companies in some industries are most asset-insensitive i. e. they need expensive plant and equipment to generate income compared to others. Their ROA will naturally be lower than the ROA of companies which are low asset-insensitive. An increasing trend of ROA indicates that the profitability of the company is improving. Conversely, a decreasing trend means that profitability is deteriorating. CAGR Compounded Annual Growth Rate. The YOY growth rate of an investment over a specified period of time. The compound annual growth rate is calculated by taking the nth root of the total percentage growth rate, where n is the number of years in the period being considered. This can be written as follows: Capital Adequacy Ratio (CAR), also known as Capital to Risk (Weighted) Assets Ratio (CRAR), is a ratio of a banks capital to its risk. National regulators track a banks CAR to ensure that it can absorb a reasonable amount of loss and complies with statutory Capital requirements. Formula Capital adequacy ratios (CARs) are a measure of the amount of a banks core capital expressed as a percentage of its risk-weighted asset. Capital adequacy ratio is defined as: TIER 1 CAPITAL = (paid up capital + statutory reserves + disclosed free reserves) (equity investments in subsidiary + intangible assets + current b/f losses) TIER 2 CAPITAL = A) Undisclosed Reserves + B) General Loss reserves + C) hybrid debt capital instruments and subordinated debts where Risk can either be weighted assets () or the respective national regulators minimum total capital requirement. If using risk weighted assets, ? 10%. [1] The percent threshold varies from bank to bank (10% in this case, a common requirement for regulators conforming to the Basel Accords) is set by the national banking regulator of different countries. Two types of capital are measured: tier one capital ( above), which can absorb losses without a bank being required to cease trading, and tier two capital ( above), which can absorb losses in the event of a winding-up and so provides a lesser degree of protection to depositors. Capital adequacy ratio is the ratio which determines the banks capacity to meet the time liabilities and other risks such as credit risk, operational risk etc. In the most simple formulation, a banks capital is the cushion for potential losses, and protects the banks depositors and other lenders. Banking regulators in most countries define and monitor CAR to protect depositors, thereby maintaining confidence in the banking system. [1] CAR is similar to leverage; in the most basic formulation, it is comparable to the inverse of debt-to-equity leverage formulations (although CAR uses equity over assets instead of debt-to-equity; since assets are by definition equal to debt plus equity, a transformation is required). Unlike traditional leverage, however, CAR recognizes that assets can have different levels of risk. TECHNICAL ANALYSIS The methods used to analyze securities and make investment decisions fall into two very broad categories: Fundamental Analysis and Technical Analysis. Fundamental analysis involves analyzing the characteristics of a company in order to estimate its value. Technical analysis takes a completely different approach; it doesn’t care one bit about the â€Å"value† of a company or a commodity. Technicians (some time called chartists) are only interested in the price movement in the market. Despite all the fancy and exotic tools it employs, technical analysis really just studies supply and demand in a market in an attempt to determine what direction, or trend will continue in the future. In other words, technical analysis attemptsto understand the emotions in the market by studying the market itself, as opposed to its components. If you understand the benefits and limitation of technical analysis it can give you a new set of tools or skills than will enable you to better trader or investor. Definition: Technical analysis is a method of evaluating the securities by analyzing the statistics generated by themarket activity, such as past price and volume. In technical analysis, analyst use charts and othertools to identify patterns that can suggest future activity. Just as there are many investment styles on fundamental side, there is also much different type of technical traders. Some rely on chart patterns. In any case, technical analysts exclusive use of Assumptions: 1. The Market Discounts Everything A major criticism of technical analysis is that it only considers price movement, ignoring thefundamental factors of the company. However, technical analysisassumes that, at any given a time,a stocks price reflects everything that has or couldaffect the company- including Fundamental Factors. Technical analysts believe that the company’s fundamentals, along with broader economic factors and market psychology, are all priced into the stock, removing the need to actually consider these factors separately. This only leaves the analysis of price movement, which technical theory views as a product of supply and demand for a particular stock in the market. 2. Price Moves In Trends In technical analysis, price movements are believed to follow trends. This means that after a trend has been established, the future price movement is more likely to be in the same direction as the trend that to be against it. Most technical trading strategies are based on this assumption. 3. History Tends To Repeat Itself Another important idea in technical analysis is that history tends to repeat itself, mainly in terms o

Saturday, March 28, 2020

ES 105 Essay Example

ES 105 Paper The radioactive fuel of earth is U, Th, K The early Earths atmosphere was mostly made of CO2, water, and hydrogen sulfide. Relative to the age of the earth, the fraction of time that humans have existed is 0.04% Early heating of the earth:1. formed the core and mantle2. metled iron and some nickel3. led to the formation of the magnetic field4. occurred soon after planetary formation5. (ALL OF THE ABOVE) all of the above Early life on earth:1. began in the oceans2. dates back to at least 3.8 billion years3. was one-celled bacteria and algae4. thrived near sea floor plate boundaries 5. (ALL OF THE ABOVE) 5. (ALL OF THE ABOVE) Humans on Earth1. as genus homo date back to 2.5 million years, species homo sapien 40,000 years2. did not have a population of about 1 billion until the year 18303. emerged during the Ice Age4. settled the Americas during the last 15,0005. all of the above 5. (ALL OF THE ABOVE) The current human population is over 7 billion Earths early atmosphere was derived from volcanoes The core of the earth is principally composed of iron + nickel The convecting zone of a partial melt in the mantle is termed the aesthenosphere The oldest life forms on planet earth include (name one) algae (2.2 b.y ago) The oldest rocks within the continents date back to ___ billion years 4 billion Island arcs result from convergence of two ocean plates? T/F True subduction zone earthquakes range in depth from shallow at the trench to several hundred kilometers beneath the overriding plate T/F True Ocean crust is oldest at the ocean ridges and becomes progressively younger the distance from the ridge T/F False The longest mountain range of the earth is mostly underwater T/F True Transform faults connect ends of offset ocean ridges True The present site of the Ural mountains represents the demise of a long lost ocean True A _______ plate boundary is one marked by volcanism, compressional deformation and an inclined zone of earthquakes convergent A ________ plate boundary is one marked by volcanoism, extension and shallow earthquakes divergent The Mediterranean is a remnant of the _____sea Tethys Ocean Volcanic islands above subduction zones have arcuate trends because the earth is ____________ round Continents and island arcs grow in size at zones of subduction by the dual process of ________ and accretion volcanoism the wedge of sediments accumulating off shore of a rifted continental margin is known as a geoclines The author of the Continental drift was also shot twice in WWI set an air balloon record in 1906, wrote the book the origin of the continents and oceans in 1915 and later died in 1930 expedition in greenland where his remains continue to be buried in ice. He was _____ Alfred Wegner Most of the Earths seafloor has been recycled back into the mantle T/F True The greater the distance to an earthquake epicenter, the longer time between primary and secondary waves True The San Andreas Fault is a boundary between the North American and Pacific plates, the latter presently moving northward toward the Aleutian Trench T/F True The Appalachian Mountains1. Represent the remnants of a himalayan-type mountain chain2. formed from there stages of island arc and continental collision3. were rifted, the components of which occur on both sides of the atlantic ocean4. once stretched from the baltic regions of northern Europe to west Texas 5. ALL OF THE ABOVE 5. ALL OF THE ABOVE Continental collision results in 1. a double thickness of continental crust2. the formation of unusually high mountains within the interior of a continent3. the end of subduction4. a fault suture marked by fault-bounded slabs of serpentinite 5. ALL OF THE ABOVE 5. ALL OF THE ABOVE The Modified Mercalli Intensity (MMI) scale is used to access probable damage over the region impacted by an earthquake T/F True The youngest ocean crust can be found at (MOR) The youngest oceanic crust is at the bottom of the ridge which is formed by two diverging oceanic plates. When oceanic plates diverge, or move away from one another, magma fills the space they create forming a new layer of crust. The alps formed from collision of europe with Africa Seismologists have abandoned Richter magnitudes in favor of ____ magnitudes moment magnitudes ___-waves travel the fastest and are the first to be felt during an earthquake P waves The intense ground shaking on water-saturated ground is termed liquefaction Heating the inner portions of earth resulted from the FISSION of the hydrogen atoms T/F True Planet earth had very little atmosphere at the time of its formationT/F True A rock sample from saturn, if brought back to earth, would be much heavier than any common earth rock False lighter The universe is expanding today True Edwin Hubble confirmed what theory? theory of expanding universe Mars has an atmosphere at 0.7% of that of earth and is mostly _____ CO2 Venus has an atmosphere at 90x that of the earth and is mostly ________ CO2 Galaxies have a reddish color due to the doppler effect The origin of the universe is called the big bang The universe was formed ___ years ago 13.7 billion Fuel of stars including our sun is hydrogen What is the Cambrien era and when did it begin? The beginning of life (3.8 billion years) Earth is _____ yrs old 4.6 billion Earths moon died____ years ago 4 billion Water came from commets Air came from volcanoes Oldest rock is _____ y.o. from the ___ period and can be found in _______ 4 billion, archean, Grand Canyon Heating of the inner portions of the earth resulted from the fusion of hydrogen atoms T/F False it results from radioactivity Who confirmed the expansion of the universe? Edwin Hubble meteorites brought_____ to earth metal The K-T extinction was1. caused by asteroids2. not the biggest one3. led to the age of reptiles4. led to the beginning of mammales5. occurred 66 million6. all of the above ALL OF THE ABOVE Humans on Earth:1. genus date back to 2.5 million years2. homo sapien 40, 000 years3. did not have a population about 1 billion union 1830s4. emerged during the ice age5. settled in the americans during the last 15,000 years6. All of the above All of the above Island arcs result from the convergence of two ocean platesT/F True Subduction zone earthquakes range in depth from shallow at the trench to several hundred kilometers beneath the overriding plate T/F True Transform faults connect ends of offset ocean ridges True Rifting of Gondwanaland resulted in the formation of Laurasia and Pangea : T/F False other way around What is a fault? A fault is a crack in the earths crust resulting from moving plates Rift valley The separation of divergent plates on a continent Convergent boundary is a boundary where two separate plates are pushing into each other A volcanic hot mudflow is known as a (an) _____. lahar Island arcs result from convergence of two oceanic plates T/F True Volcanic activity of the Cascade Mountain Range of the Pacific Northwest results from continental collision T/F False A ropey type of basalt lava is termed pahoehoe Heating of the inner portions of the Earth result from fusion of Hydrogen atoms. T/F False The port town of St. Pierre, on the Caribbean island of Martinique, was destroyed by nuee ardente. T/F True Mauna Loa of Hawaii is an example of a shield volcano Hot spot volcanoes originate from the core/mantle boundary Large igneous intrusions are known as batholiths mid ocean tracks such as that of hawaii and the emperor seamount chainindicate that indicate plate mption opposite to the direction of younging of the volcanic islands and seamounts. ** A ___ is a thin, cross-cutting intrusion. dike A ___ is a thin intrusion that runs parallel or concordant to layers. sill ___ texture results from slow cooling deep in the Earth. Phaneritic ___ are frozen bubbles in a volcanic rock. vesiceles Basalts are the most fluid (least viscous) of lava flows because of their high Temperature and low Silica content. Both the Red Sea and the Gulf of California are the recent result of rifting and seafloor spreading. T/F True ___ ___ is a type of mass wasting that involves the gradual and slow downhill movement of soil. soil creep The widening of joints by expanding ice is known as frost wedging The irregular surface at the toe of a slide is termed hummocky ground. Seven indications of previous or probably landslide activity include steep slopes, soft rocks, water, loss of vegetation, dip slope conditions, prior history, or fracturing. The ___ Cycle involves the weathering of igneous rocks into sediment, forming sedimentary rocks, which with heat and pressure become metamorphic rocks, to then be melted back into igneous rocks. Rock Rhyolite is the least fluid (most viscous) form of lava because of its low Temperature and high Silica content The San Andreas Fault is a boundary between the North American and Pacific plates, the latter presently moving northward toward the Aleutian trench. T/F True The convecting zone of partial melt in the mantle is termed the asthenosphere Soil creep causes bent trees Rock debris at the bottom of a rock form is known as talus. T/F True Ocean crust melts during subduction, forming andesite magma, the dominant volcanic rock of island arcs.T/F True From high to low temp, the minerals in Bowens Reaction Series are: olivine, pyroxene, amphibole, and biotite The widening of joints by expanding ice is known as Frost Wedging Mt. St. Helens is an example of composite (strato) volcano Mass wasting that involves the downward slump of a rock unit or coherent rock material along a curved surface is slump A blocky type of basalt lava is termed aa Ocean crust melts during subduction, forming andesite magma, the dominant volcanic rock of island arcs. true A ____ volcano is primarily composed of air fall and pyroclastic basaltic material. cinder cone Japan Type of Volcano is: Convergent in sea, has a volcanic arc and is deep-sea trench Transform faults connect ends of offset ocean ridges. T/F True Our Solar Systems great mop-up occurred 4.6 billion yrs ago Continental Shelf is the surface of a ___ ridge Wilson Cycle describes Rifting of ancient lithosphere, sea floor spreading, mid plate process, plate convergence, and THE CREATION OF NEW CRUST AND THE DEEP MANTLE (change in ages of lithosphere) large igneous rocks are known as basalts ____ results from cooling deep in earth phanoritic silica in basalt: high or low? low silica , less viscous 4 stages of rift stages upwelling rifting subduction collision Andesitic and rhyolitic eruptions tend to be explosive because of their gas content and high viscosity. T/F true The wedge of sediments accumulating off shore of a rifted continental margin is known as a geocline Heating of the inner portions of the Earth result from fusion of Hydrogen atoms. False Mauna Loa of Hawaii is an example of a Shield Volcano Fuel of Stars =Fuel of Planets + moons = hydrogenradioactive energy Volcanic explosions yield ___ texture. pyroclastic Mass wasting is not a natural form of erosion and is generally induced by the influence of humans. T/F False Valley widening primarily occurs by mass wasting subsequent to erosion by running water. T/F True Magmas rise because they have low density Universe is expanding solar system is not True Mass movement of unconsolidated fluid mixtures of rock, dirt, sand, and water is a flow The irregular surface at the toe of a slide is termed hummocky ground Basalt forms from the melting of mantle periodite Rhyolite is the least fluid (most viscous) form of lava because of its low temperature and high silica content The fluid motion of the outer core is the cause of the Earths magnetic field. T/F True As early as 1911, Alfred Wegener presented ideas about seafloor spreading. T/F True The convecting zone of partial melt in the mantle is termed aesthenosphere The difference in magnitude between earthquakes with Richter and/or moment magnitudes 2 and 5 is 1,000 Subduction zones:have the most earthquakeshave the deepest earthquakeshave the most violent volcanoesdescend to the core-mantle boundaryall of the above all of the above Early Heating of the Earth:Formed the core and mantleMelted iron and some nickelLet to the formation of the magnetic fieldOccurred soon after planetary formationAll of the above All of the above Continental collision results in:A double thickness of continental crustThe formation of unusually high mountains within the interior of a continentThe end of subductionA fault suture marked by fault-bounded slabs of serpentiniteAll of the above all of the above Plinan Eruption (2 volcanoes that do them and what it looks like) st. helenes and mt vesuvius , its a gas and pyroclastic explosion that goes high into the atmosphere a broad volcano made up sole of basalt lava flows is a ___ volcano shield What are the phanoretic equivalent of basalt andesite and rhyolite respectively gabbro, diorite, granite What is the pacific ring of fire? the aleutions Nuee Ardente is the same thing as Pyroclastic Flow (Monserrat 1996) neer ardent/pyroclastic lava does what? glows Wilson cycle? (in 3 points) rift submurge collision when you see the himalayasians topography map with red outline that means? continental collision what two places can you find cinder cone volcanos hawaii and maui a shield volcano has fluid magma flows that travel further than start volcanoes T/F True what two plate movements have shallow earthquakes? divergent and shallow pt. Fermin has block slumps T/F true Hot pot volcanoes can be found in iceland and hawaii what rocks are particular to ocean/ocean convergence? andesite/diorite what rocks are particular to ocean/plate convergence? basalt/gabro what rocks are particular to divergent plates? andesite/dioriteand rhyolite/granite what are two type of subduction zones with immense volcanoes? japan-type and andean-type Plinean vertical blast often to very high altitudes in the atmosphere, ash fall, tuffs Pelean pyroclastic flows (nuee ardente), ash flow, welded tuffs just know

Saturday, March 7, 2020

The Weather - English Vocabulary in Examples

The Weather s Here are words used to describe the weather from stormy days to beautiful sunny days on the beach. Words are categorized into different sections. Youll find example sentences for each word to help provide context for learning. Speaking about the weather is often considered important for small talk, and used to make predictions about the weather.   The Weather - Describing the Weather (Adjectives) The following are all words that are often used to describe the weather: breezy - Its very breezy today. I think its a northern wind.bright - They got married on a bright, sunny day in June.clear - Wait till the weather is clear to take a bike ride.cloudy - Some people prefer to hike when its cloudy rather than when its sunny.damp - I hate damp, cold days when I cant warm up.drizzly - The weather is rather drizzly today. You should take a rain jacket.dry - Next week will be hot and dry.dull - The weather is dull this week. I wish it would rain.foggy - The foggy bay can be dangerous if you arent careful.hazy - Its so hazy today that I cant see any of the mountains.rainy - The weather in Portland is often rainy.showery - Spring weather often features showery days followed by a few days of sunshine.snowy - If you are a skier, youll be happy to know that it will be snowy next week.stormy - The stormy weather put him into a foul mood.sunny - I want to go anywhere thats sunny and mild.wet - Winter is usually very wet in the Northwest.   The Weather - Nouns breeze - Theres a gentle breeze blowing today.cloud - Do you see that cloud that looks like a cow?drizzle - When will this steady drizzle stop?!fog - Theres a thick fog on the bay this morning.hailstone - The hailstone broke the window.haze - The haze is very thick in the air today. Maybe theres a fire in the hills.lightning - The lightning frighted the children as it flashed.rain - We expect more than four inches of rain on Saturday.raindrop - The raindrop ran down her cheek.rainfall - The rainfall thundered on the roof.shower - We had quite a shower this morning. Im still wet!snow - Taking a walk in the snow is very peaceful.snowfall - The snowfall continued through the night.snowflake - Did you know that every snowflake is unique?storm - The storm raged for three days and left ten dead,sun - Without the sun, we have no life.sunshine - The sunshine shone through the window.thunder - The loud thunder could be heard for miles.wind - The wind blew 40 miles per hour. The Weather - The Temperature (Adjectives) chilly - Its very chilly this morning.cold - Take your jacket. Its cold out!freezing  - Im going to wear gloves as its freezing.hot - I like hot, lazy days on the beach.mild - Its best to go hiking in mild weather thats not too hot.scorching - Its scorching in the dessert. Be careful.warm - Its a beautiful, warm afternoon.   The Weather - Verbs glow - The sun glowed as it set in the west.freeze - The rain might freeze on the trees tonight.hail - It hailed so hard it looked like snow.pour - The rain poured for three days.rain - Its raining outside.shine - The sun shone through the trees.snow - It snowed three inches last night.   The Weather - Idioms As right as rain Everything is OK, or good in a situation / I feel as right as rain today. Itll be a good day.Be a breeze Be easy, no problems / Dont worry about the test. Itll be a breeze.  Be on cloud nine be extremely happy or even ecstatic /  He was on cloud nine after he met her.  Break the ice begin a conversation / Ill break the ice by introducing myself.The calm before the storm A period of uneasy stillness before something bad happens / It feels like the calm before the storm. I hope hes not too angry.Come rain or shine Something will happen despite any problems /  Were going to play baseball come rain or shine.  It never rains, but it pours Bad news or problems tend to come together in large groups / When you have problems it feels like it never rains, but it pours.

Wednesday, February 19, 2020

Vehicle Routing Software Assignment Example | Topics and Well Written Essays - 500 words

Vehicle Routing Software - Assignment Example These are several factors that are considered by clients when installing the vehicle routing system; durability, efficiency, installation and maintenance cost and detailed data. This software helps in; There are several software companies that offer vehicle routing service with both similar and different features .Some of the key features of vehicle routing software’s are constraint programming platform ,ability to tackle large and complex species problems, precise modeling ,operation research derived routing algorithm and immediate tangible benefits Appian is transport management software used for truck routing, logistic support analysis and designs. It is the easiest way to make fleet location and routing accessible to both the company and clients. It updates schedules automatically based on the real time GPS feed .It is able to mage easily territory overlaps quick return on investments. It allows incorporation Microsoft excel software. In apian there is resource scheduling and fleet sizing optimization software that provide crucial information for fleet scheduling, strategic growth plan and eliminating unnecessary cost. MJC2 is vendor that offers powerful planning and optimization solutions. It has advanced planning and scheduling software that is capable of providing automated scheduling and optimizing the operation with minimal manual intervention. This software is user friendly and has powerful scheduling control functionality. It also has e- enabled scheduler that allows web scheduling to be online and able to corporate databases and legacy system. It’s able to address the scheduling of very large distribution operation in real time and provide strategic supply chain management. Some other extra benefits are ability to quickly update round because demand varies, better utilization of resources and long term planning powers The vendor has product for real time routing and

Tuesday, February 4, 2020

Struggling Readers Essay Example | Topics and Well Written Essays - 2000 words - 1

Struggling Readers - Essay Example se of reading difficulties, how to assess reading difficulties, remedy for struggling readers, and the extent to which struggling readers can be remediated. Struggling readers experience problems in multiple areas. It is important to compare students suspected to have reading difficulties with others in order to clearly identify a child who is struggling to read. Why all the efforts to help struggling readers? Experts in entirely all disciplines are continually searching for the most effective methods to master the necessary skills in order to succeed, reading skills are not an exception. Children are introduced to many things at a tender age to increase the chances of mastering skills early enough that boosts the chances of being successful. The stage a child should begin learning to read has been a prevalent question in most people especially parents. Reading difficulties may at any stage and this calls for early intervention measures. This paper seeks to explore on reading difficu lties, their causes and possible interventions. Identification of struggling readers is very important. Most struggling readers can only be helped if early interventions are made through the development of early reading skills. Delays in the identification of such readers results in a delay in the provision of appropriate and effective reading instruction. Assessment of learners can easily identify struggling learners. Such an assessment may involve text reading in combination with other aspects as student’s performance on measures like word reading and automatic word recognition. Assessment of a students knowledge on the alphabets, phonemic awareness, processing of phonologies, vocabulary reading and reading fluency are key in the identification of struggling readers. Early identification prevents persistence of reading problems making the problem more complex and lowering reading related attitudes and motivation. Word level processing skills form of identification emphasis on

Monday, January 27, 2020

Approaches to Correction of Class III Skeletal Malocclusion

Approaches to Correction of Class III Skeletal Malocclusion Combined Orthodontic and Surgical Approach in the Correction of Class III Skeletal Malocclusion Dr. Abdulaziz AlShahrani Astrac While growth modification and camouflage orthodontic treatment offers a limited solution in treating some skeletal Class III malocclusion depending on the age of the patient , Underlying skeletal severity, alignment of the teeth and the vertical facial proportions, a combination of surgical and Orthodontic therapy is the treatment of choice in all severe skeletal Class III malocclusion. In this case report I present a combination of surgical-orthodontic therapy for an adult female patient with skeletal class III malocclusion which resulted in good skeletal, dental and soft tissue relationship, with marked improvement in function and facial esthetics. Keywords:Class III malocclusion, Orthognathic Surgery, surgical orthodontics Introduction Class III malocclusion is considered to be one of the most difficult and complex orthodontic problems to treat. The prevalence of class III malocclusion has been reported to be as low as 3-5% in the Caucasian population, but is higher in the Chinese and Japanese population (4-13%) (Often associated with maxillary retrusion)[i],[ii],[iii]. The etiology of class III is complex and multifactorial. However, there is usually a strong genetic contribution. Genetic factor is one of the etiological factors where one third of children with severe Class III had a parent with the same problem and one-sixth had an affected sibling[iv]. Racial tendency may play a role as the blacks have shown higher incidence than white’s[v].Environmental factors appear to play an adaptiverole in the etiology of Class III malocclusion[vi].Class III malocclusion can be associated with other factors such as cleft palate[vii]. Individuals with class III malocclusion show combinations of skeletal and dentoalveolar components. Class III malocclusion may occur as a result of protrusive mandible, retrusive maxilla, combination of both[viii]. While the most commonly found Class III malocclusion (30%) showed a combination of mandibular protrusion and maxillary retrusion, Maxillary retrusion alone was found in 19.5% of the sample and Mandibular protrusion alone was found in 19.1% of the sample[ix].These complex nature of class III requirea careful planning, amultidisciplinary approach and patient cooperation[x]. CaseReport A 17-year-old caucasian girl presented for orthodontic treatment because of referral from her dentist with primary complaint of un-esthetic facial and dental appearance. She has a hyper-divergent Class III skeletal and dental relationship. This is characterized by retrognathic maxilla, retroclined lower anterior teeth, with maximum active opening of 47mm with 5mm negative overjet and lateral excursions of 7 mm to both right and left sides. The patient has an ovoid, relatively asymmetrical face with chin slightly deviated to the left. The lip line at rest displayed approximately 2 mm of upper incisor. At full animation there was 7mm of upper incisal display and 2 mm of lower incisal edge. She has a slightly concave profile, and competent lips[Figure1]. Pretreatment extra oral photos Intraorally, the oral mucosa was healthy. There were no periodontal pockets present. The gingival tissues were inflamed especially around the prosthetic crowns. There was no bleeding tendency except sometimes with brushing. Free gingival margins were near to the CEJ and attached gingiva was of normal width throughout the mouth. The frenal attachments in both arches were normal. The tongue was normal in size, function and appearance. Teeth # 26, 36 and 46 have been crowned. There was a lingual arch placed one year ago to maintain lower incisors position. Occlusion analysis, she was in the permanent dentition and the 3rd molars were un-erupted. She has good oral hygiene. Frontal view: Shows a dental midline discrepancy. The lower dental midline is coincident with the facial midline while the upper midline is not coincident with the facial midline it’s off to the left by 2.5mm, the occlusal planewas slightly canted to the left. A negative overjet of 5 mm reported.Right and left Lateral Views Shows the canines and molars in Class III relationships. The upper occlusal view shows a U-shaped arch with well aligned anterior segment. The lower occlusal view reveals a U-shaped arch with crowding of 3.9mmà ¢Ã¢â€š ¬Ã¢â‚¬ ¹[Figure 2]. TREATMENT OBJECTIVES Our objective is to address compensated lower incisors by proclining them to the ideal position and inclination followed by increasing the horizontal projection of the maxilla to correct upper jaw retrognathism, concave profile, class III dental relationshipand negative overiet. Increased lower facial height and hyper-divergence will be corrected byautorotation of the mandible after the advancement of the maxilla and vertical reduction genioplasty.Mandibular asymmetry will be corrected by BSSO while maintaining lower incisor position. TREATMENT PROGRESS We started Pre-surgical orthodontics using self-ligation bracket system (Roth prescription, 022†slot). Leveling and alignment of maxillary and mandibular arches began with round 0.016 niti arch wires progressing to 0.0170.025 niti arch wires. Patient was referred to extract all 3rd molars at this stage. Coordinated 0.0190.025 Stainless steel then used for arch coordination before sending the patient for surgical procedure[Figures 67]. All the movement and prediction were planned on pre-surgical lateral cephalometric x-ray using Moorres mesh as a guide. A sheet of tracing paper over the original tracing and the outline of the mandible was drawn and trimmed making a template, another template for the maxilla was produced and placed in the post-surgical position. The mandibular autorotation then simulated accordingly. The soft tissue contours then drawn using the guidelines in literatures[xi],[xii],[xiii][Figure8]. Centric relationship of Upper and lower jaws was recorded and Face bow transfer and articulation of models on a semi-adjustable articulator was done. Model surgery then performed using Erickson model blockandacrylic inter occlusal wafer splint was produced. Le fort I osteotomywas performed to advance the maxilla for 7.1 mm and Bilateral sagittal split osteotomy was carried out to correct mandibular asymmetry while maintaining the A-P position of the mandible. Vertical reduction and advancement (4mm each) genioplastythen performed to address the increased lower facial height and achieve esthetically acceptable facial profile. Rigid type of fixations were used in both arches. The patient was followed closely and the post-surgical Orthodontic was resumed 3 weeks after surgery. 0.0190.025 stainless steel changed to 0.021 Ãâ€" 0.025stainless steel to express the torque. Finishing was performed with settling elastics[figures9-12]. Six months later, fixed appliances were removed and lower fixed retainer 3-3 was cemented along with upper and lower Hawley’s retainers [figures 13 14]. Cephalometric finding shows a good skeletal, dental and soft tissue relationship and improvement in the function and facial esthetics[Table 2, Figures15-17]. pre- and post-treatment cephalometrictracings Discussion This case report presents a combination of surgical and orthodontic therapy for an adult female patient with skeletal and dental class III malocclusion. The magnitude of the problem was so severe and lies outside the envelope of possible correction by orthodontics alone[xiv]. In growing patients, early treatment with maxillary expansion and protraction can result in straightening of profile after 6 months[xv]. It can also promote more favorable psychosocial development and greater compliance[xvi]. Delaying treatment can lead to development of posterior cross bite and the subsequent development of facial asymmetry[xvii].During adulthood, correction of the Class III malocclusion usually requires complex surgical procedures to achieve a good skeletal, dental and soft tissue relationship and improve the function and facial esthetics[xviii]. In this case, our objective were achieved. Compensated lower incisors were address by proclining them to the ideal position and inclination in pre-surgical orthodontic treatmentwhile in post-surgical orthodontic treatment teeth were brought into settledocclusion. Normal skeletal relationship was achieved byLe fort I osteotomyto advance the maxilla, Bilateral sagittal split osteotomy to correct mandibular asymmetry while maintaining the A-P position of the mandible and vertical reduction and advancementgenioplasty [i] [ii] [iii] [iv] [v] [vi] [vii] [viii] [ix] [x] [xi]. [xii]. [xiii] [xiv] [xv] [xvi] [xvii] [xviii]